Tuesday, June 19, 2007

Going for Broke

So, I was paying bills today... what a depressing job. As it is I do not bring in enough money to pay all of our bills, let alone pay for all of the other bills that seem to be coming in. I still owe the hospital, which seems to me to be no big deal as everyone says they owe the hospital after a delivery.

However, I also have been paying all the co-pays and such on Zack's many trips to the emergency room and the doctors. It seems like I just get a handle on something and then another bill arrives. Please explain to me why it takes them two months to get me a bill? At that point I figure I have paid all I need to pay and then WHAM... here's the rest of your bill.

Today I had to transfer more money into my savings account and I actually had to dip into my Grandma's money. I don't know why this bothers me so much, it has been sitting there for two years, but it really bothers me to have to use that money. When she passed away we all got $2,000 and were told to spend it on something we really wanted. One grandchild bought furniture, one paid for her med school and the others I'm sure did something fun with theirs.

Mine has just been sitting there. Gathering dust, waiting for the day when I knew what I REALLY wanted. I guess this is the day. However, it seems kind of sad to spend it on bills when everyone else got to spend it on fun stuff. But I guess in the grand scheme of things if keeping my family together, or really just keeping my house, is what I want than this is where I will have to spend the money.

Someday when I win the lottery I'm going to start a foundation for people like me. People who are not "poor" but who are struck with an unforeseen circumstance and go from a two income household to a one income household. I'm sure there are lots of women and men out there in the same boat I am in.

I have a good job but my house payment and my bills were designed for a two income household. When that got chopped down to one I just don't make enough. I'm above all the income limits for the public assistance places but I still have bills that are above my income.

Hmm... maybe I need to buy a lottery ticket. Anyone got a dollar they want to loan me?


Lindsay said...

Yeah, my $2000 was really spent on something fun. Med school has just been the most fun I have ever had in my life. 2 hrs of sleep a night some nights, studying non stop. I have never had so much fun in my life!!!

Kbreints said...

It is nice that you had grandma's money sitting there though. Smart on your part!

Danette said...

In the long run that money is going to something fun. As you said, keeping your family togeather & you house for all the fun & excitment you will have in the future. What a small price to pay. I know you are strong & you will get by, until this time rolls around next month. (Re-read each month) LOL

Shane and Jessica Olson said...

I think if nothing else you should be proud of the struggle. I know it may be hard for you to see that now but there was a time when Shane and I were so far in debt I never thought we would dig our way out but we did and I am a better person for it. You all make fun of me because I am so money anal but that is why, I don't ever want to be where we were again. Someday you will have that sense of achievement and pride also. You should be soooo proud of yourself for tackeling this financial hardship head on...and not taking the easy way out (what would you learn or value then?)! I know we are!!